The Insurance Crisis
After Laura, Delta, and Ida, eleven insurers went insolvent and rates exploded. Louisiana families are paying for a market the state broke and Washington won't fix.
- 01Make insurers prove their rate hikes with a federal backstop, real loss-data transparency, and an end to the "pay or sue" runaround.
- 02Strengthen the National Flood Insurance Program so working families along the coast and the river aren't forced to drop coverage.
- 03Stop letting Citizens become a permanent dumping ground — policies there grew from 34,000 to over 125,000 in four years.
